You just have to marvel at how the winter temps hover near zero. SO DO THE MORTGAGE INTEREST RATES!
For some perspective, I have not seen rates this low in my 42 years in real estate. Right now, FHA fixed rate mortgages are running 3.75% for 30 years, and 3.25$ for 15 years. Along with that, prices have fallen to the lowest level in years for all kinds of properties. So, this is a wonderful time to ...
I recently underwent surgery for removal of a cancerous prostate. The surgery was 100% successful, and her is why:
Every year for several years I have had a simple blood test included with my physical. The test is called a Prostate Specific Antigen (PSA) test. It is an early-warning test for the presence of cancer in the prostate. My test results changed, and the cancer was caught at a ...
WHAM!! Just like that, summer fun changes to "the grind". It's back to work, the books - and (hopefully) cooler temps. We Minnesotans might well be a bit impatient with our weather, but in the face of Irene and earthquakes we look pretty good!! So does the housing market. There are some really good buys out there these days, so take advantage of them and make that decision to buy now. Interest ...
Nothing quite like 103-degree temps to get our attention, eh?? I like to remind everyone about another warm weather hint: Service your air conditioner. If you have a whole house unit, take your hose and wash off all the dirt, grime and CottonWood seeds that have collected on the splines. Flushing them off will increase the efficiency of your air conditioner by 40%. If you have window/wall units, ...
It was a long time coming, but Spring seems to be getting a foothold in good, old MN. House purchase activity is also picking up, thanks to higher temps, lower river crests - and continued low interest rates. Currently FHA mortgage financing is going for 4.375% on a 30-year, fixed rate mortgage. For those of you who have been thinking about moving, check out the mortgage numbers - they are very competitve ...
The unfortunate thing about warmer spring weather is that rivers are on the rise. The good thing is that interest rates are on the decline. Rates around 4.5% are very common now. More properties are coming on the market, and there is great selection out there in every price range. I still have a sense that prices are stabilizing and the time is right now to purchase. Visit my website to view all properties ...
'Lest you forget, this coming (early) Sunday, March 13, at 2 A.M. we set our clocks AHEAD 1 hour. This annual event marks a significant slide toward Spring - although, this year could be an exception!! So, when you go to bed Saturday eve, be sure to reset your clocks so you aren't late for various planned Sunday Things. This will provide more light in the evening so you can look for that great buy ...
Only in Minnesota would mid-30's be called "warm" by the weather wizards!! But the sudden surge of sun, melting and challenged pothole evasion have brought us all to life! While we were hibernating, interest rates started their annual assent and could be headed to the 5-6 percent range fairly quickly. At the same time, prices seem to be stabilizing, so we have the the right combination of factors to ...
Over the holidays I discovered this: Today is the End of Yesterday, and the Beginning of Tomorrow. We have no influence over the past, but we have immense control over the future. The economy is showing some signals of growing strength, people are more optimistic about the future and the housing market holds some extremely good buys. With the downard march of house prices, everyone who rents should ...
Life is about New Beginnings, and we annually face this most obvious transition to something better. A very basic belief of mine is that Today is the End of Yesterday, and the Beginning of Tomorrow. We can't change a moment of History, but we can have vast control over the moments of the Future. This New Year, plan to do more, and do it better! Make sure you grow in every aspect of your life - Education, ...