13 Most Common FHA Work Orders
Vern Atwater of Wells Fargo Home Mortgage provided this list of situations that will send up red flags in an FHA appraisal.
- If the home was build before 1978, chipping, peeling paint must be scrapped and pained. This includes interior, exterior, garages, fences etc. Chipped and peeling paint will get called 100% of the time.
- Roos should have a 2-3 years of useful life remaining and no more than two layers of shinges. during snow season, if the house is over 10 uears old, you must remove snow from a large portion of the roof for inspection by the appraiser.
- Broken windows must be replaced.
- The cause of wet basements must be cured (ie improve drainage away from the house, install gutters etc.)
- Electric service must be 60 AMP or greater. Electric certiciation may be required if 60 amp appears to be overloaded. Homes larger than 1000 square feet will need 100 amp service.
- Abandoned inoperable wells must be capped and sealed by a licensed well sealing contractor.
- Safety handrails should be installed in open stairwells of three or more stairs, both inside and outside.
- Infestation of any kind should be exterminated (inspects, mice, bats etc)
- Damaged or inoperable plumbing or heating systems should be repaired.
- Structural or foundation problems must be repaired
- Flammable storage tanks must be removed and filler cap sealed from the inside. (ie buried oil tank)
- If there is a crawl space, it will be the owner's responsibility to make this area accessible so that it can be thoroughy inspected.
- Attic spaces should be made accessible so the appraiser can visually inspect.