Paul St Andrew

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As a Realtor I am always looking for advantages for my clients, and for first time home buyers the Minnesota Housing Finance Agency is hands down the best opportunity I have ever seen.  With income limits up to $84,000 and as little as $1000 down (yes, $1000 total money out of your pocket to close on a home!!) this program can get you out of your apartment and into your new home today!

 You may be eligible for a Minnesota Housing mortgage if you:

• Are a first-time homebuyer, meaning you have not owned a home in the past three years,
• Have federal income tax return copies for the last three years,
• Have acceptable credit,
• Have an income at or below prescribed Minnesota Housing income limits
  • For basic first-time homebuyer program for a family of one to four, income limits are as follows:  11-County Twin Cities Metro Area - $84,000
• Buy a qualifying home within prescribed purchase price limits as follows:  11-County Twin Cities Metro Area - $298,125  

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