Blog Blog posts for Blog Thu, 29 Jun 2017 02:07:39 +0100 FeedCreator 1.7.2 The Top Gardening Trends for 2017 to Try Now <p>Posted by RE/MAX Results Results on Jun 28, 2017</p><p><span id="docs-internal-guid-1afa2280-ef5e-a957-c7d9-02f2742f2528"><span><img src="" alt="Image result for gardening trends 2017" width="461" height="306" /></span></span></p> <p>&nbsp;</p> <p><span id="docs-internal-guid-1afa2280-ef60-e403-eee1-7078abd13d85"><span>Summer is well on its way, and gardening enthusiasts are in full swing. With so many people looking to get off their screens and back into the sunshine, what better way to start than with your own garden? Check out some of the biggest </span><span>gardening trends for 2017</span><span> and get started on growing your green thumb!</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-1afa2280-ef61-03a1-b887-6923b1fc84f1"><span>Naturalism</span></span></h2> <p dir="ltr"><span>This spring and summer is all about creating a natural outdoor aesthetic for your garden. This includes rocks, boulders, or growing your hedges out a little more than usual to give a sense of the real outdoors.</span></p> <p><span><span><br /></span></span></p> <p dir="ltr"><span>This trend is particularly popular among younger gardeners who are getting into gardening for the first time and looking for a departure from the more structured, &ldquo;rigid&rdquo; gardens of the past. This trend calls for a natural looking garden with a more of a woodsy, wilderness vibe that conjures up a tranquil outdoor space.</span></p> <p dir="ltr"><span><br /></span></p> <div> <h2 dir="ltr"><span>Bold Colors</span></h2> <p dir="ltr"><span>This season, many gardeners are looking for ways to make their lawns or gardens more interesting without redoing their landscaping completely. A few brightly colored flowers or flower beds can easily solve this. </span></p> <span><span><br /></span></span> <p dir="ltr"><span>Make your garden come alive this season with bright, bold hues in your flower beds. Roses, peonies, gaillardias, daisies, and the like will give your beds a beautiful and colorful look. </span></p> <span><span><br /></span></span> <h2 dir="ltr"><span>Vegetables and Edible Plants</span></h2> <p dir="ltr"><span>This is a very popular garden trend among Millennials and those who live in a city without yard space. With an emphasis on preventing food waste and having access to fresh food, a larger number of gardens are including vegetables and other edible plants. It&rsquo;s an option that can be executed equally well in yards with plenty of space to sprawl out in or window boxes and rooftop gardens in the city.</span></p> <span><span><br /></span></span> <p dir="ltr"><span>If you are new to gardening or specifically new to gardening edible plants, start with perennials, herbs, and other vegetables that you know you&rsquo;ll be able to make use of on a daily basis. </span></p> <span><span><br /></span></span> <h2 dir="ltr"><span>Statement Plants</span></h2> <p dir="ltr"><span>Statement plants are the perfect solution for those looking to make their garden more impressive. Larger shrubs or hydrangea hedges make a luxurious statement and can provide an abundance of color and vibrancy without needing to plant multiple plants.</span></p> <span><span><br /></span></span> <p dir="ltr"><span>If you have a small garden or no yard at all, there are smaller versions of these plants available that can be easily taken care of inside or on a porch or patio. </span></p> <span id="docs-internal-guid-1afa2280-ef61-6bf3-8f36-c06cf56b5985"><br /><span>Whether you have a small flower bed on your back stoop or a massive back yard that is ready to be spruced up for the coming gardening season, it&rsquo;s the perfect time to grab a trowel and start gardening! With these </span><span>top</span><span>gardening trends for 2017</span><span>, you&rsquo;re ready to start a garden of your own.</span></span><span><br /></span></div><p></p> RE/MAX Results Results How to Freshen up Your Home for Spring: 3 Simple Tips <p>Posted by RE/MAX Results Results on Jun 21, 2017</p><p><span id="docs-internal-guid-7bb793dd-cb2a-f32f-f87d-028f89822a0d"><span><img src="" alt="" width="624" height="417" /></span></span></p> <p>&nbsp;</p> <p dir="ltr"><span>During the warmer months most of us spend more time outside, but your home needn&rsquo;t feel stuffy and confining in comparison. When the weather is nice, it only takes a few simple changes to mimic that open and airy feeling you get when you head outdoors on a sunny day (minus the mosquitos). A home that feels fresh and open can improve people&rsquo;s moods and lower stress. Read on for </span><span>how to freshen up your home</span><span> this spring.</span></p> <p dir="ltr">&nbsp;</p> <h2 dir="ltr"><span>1. Tidy Up</span></h2> <p dir="ltr">Yes, it&rsquo;s time for spring cleaning! It may seem simple, but cleaning a home can have a tremendous effect on the way it makes you feel. Clutter is an unnecessary nuisance that can build up, especially during those colder months, so take control of your space. Dedicate a weekend to getting things organized around the home and each day will feel like a walk in the park.</p> <p dir="ltr">&nbsp;</p> <p dir="ltr"><span>Start with mudrooms, porches and entryways where dirt and debris builds up and gets tracked into the house. That should be the first thing to go, as it leads to a more unwelcoming environment. From there, you may want to tackle the closets and invest in organizing racks and hangers to keep things in order. This is the perfect time to gather up unwanted items and clothing for donation! Another important thing to keep in mind is dust. Removing this pesky debris from ceiling fans that may have gone unused over winter, the top of furniture, and window sills will make a home feel more comfortable and help any allergy sufferers in your home breathe easier.</span></p> <p dir="ltr">&nbsp;</p> <h2 dir="ltr"><span>2. Open Those Windows</span></h2> <p dir="ltr">The bitterly cold climate of the Upper Midwest means that closed windows are a necessity for much of the year. Unfortunately, that can lead to rooms that feel stale and stuffy. Closed windows increase the chances of spreading illnesses, which is one reason people tend to get sick more during the colder months.</p> <p dir="ltr">&nbsp;</p> <p dir="ltr"><span>Thankfully, we can finally open our windows without the fear of cold drafts! To keep airflow moving, consider turning on overhead fans for increased circulation. Nothing beats a soft, cool breeze on a warm day, and getting fresh, fragrant air moving through your home creates an open and inviting atmosphere. Remember to turn off the HVAC system when the windows are open &mdash; you don&rsquo;t want to be hit with a massive utility bill just to enjoy some fresh air.</span></p> <p dir="ltr">&nbsp;</p> <h2 dir="ltr"><span>3. Bring the Outdoors Inside</span></h2> <p dir="ltr">Adding an indoor garden is a great way to make the home feel warm and sunny, even when it&rsquo;s rainy outside. Think about planting or purchasing daffodils, violets, hibiscus or geraniums to add a touch of color to your home. The smell of flowers in the home is instantly recognizable, and no candle can live up to natural fragrances. Vertical gardens are another popular trend for homes. A lush wall of greenery adds color, destresses, purifies the air (particularly if you select certain plants like ferns), and takes up very little space.</p> <p dir="ltr">&nbsp;</p> <p dir="ltr"><span>If you&rsquo;re going to have plants inside your home, you will need to invite another part of the outdoors into your home to make them bloom brilliantly &mdash; sunlight. Don&rsquo;t be afraid to open those curtains as wide as possible on a cloudless day to make your home feel more open and bright. Natural light is especially important for homes with darker interiors, as it can balance out the heavy ambiance.</span></p> <p dir="ltr">&nbsp;</p> <h2 dir="ltr"><span>Interior Improvements</span></h2> <p dir="ltr">A beautiful, relaxing &nbsp;home interior is great for summer, but ideally it&rsquo;s something that you have all year round. If you&rsquo;re looking for more tips on how to bring your space to the next level, check out our blog post &ldquo;<a href="">5 Chic Interior Design Trends for 2017</a>.&rdquo; In addition to creating a more open feeling home, you will learn how to use furniture and artwork to impress your guests. Redecorate your home to make it feel entirely new today!</p><p></p> RE/MAX Results Results What is a Micro-Apartment? 5 Things You Need to Know <p>Posted by RE/MAX Results Results on Jun 15, 2017</p><p><span id="docs-internal-guid-4d881ce3-ac60-0895-312b-9b65bada1f0e"><span><img src="" alt="microapartment.png" width="364" height="242" /></span></span></p> <p>&nbsp;</p> <p><span id="docs-internal-guid-4d881ce3-ac60-3afb-f9f8-3fd2382b662c"><span>Micro-apartments are taking the world by storm, and we understand that you want to learn more about these trendy, tiny homes. After micro housing took off in Seattle, it quickly began gaining popularity all across the country. These miniature apartments are particularly attractive to young Millennials and singles looking for affordable housing options in some of the nation&rsquo;s most expensive cities &mdash; from New York City to San Francisco.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-4d881ce3-ac60-5b84-15d4-3ff2a73afd53"><span>What Is a Micro-Apartment?</span></span></h2> <p dir="ltr"><span>A micro-apartment is a one room living space that typically measures between 180 and 300 square feet (parameters vary by location). These homes are designed to accommodate a sleeping space, bathroom, and sitting area. The kitchens have refrigerators, dishwashers and microwaves, but no conventional ovens. In some group complexes, residents have access to communal spaces, including kitchens, patios, and roof gardens. Because of their tight quarters, micro-apartments are designed with great precision to maximize functionality. </span></p> <p dir="ltr">&nbsp;</p> <p dir="ltr"><span>With micro-apartments steadily gaining popularity, it&rsquo;s worthwhile to learn what you can about these innovative units. Here are our top five things to know about micro-apartments.</span></p> <p dir="ltr"><span><br /></span></p> <h2><span id="docs-internal-guid-4d881ce3-ac60-bc1e-cdea-91eb78dbd8d2"><span>1. Cities, Cities, Cities</span></span></h2> <p dir="ltr"><span>Micro-apartments are a new fixture in the nation's largest cities. Crowded cities have limited space for housing, and these small apartments provide the perfect solution for these city dwellers to gain access to premium real estate &mdash; particularly the young people and singles that tend to populate these large, urban areas. </span></p> <p dir="ltr">&nbsp;</p> <p dir="ltr"><span>The micro-apartment first made big news in Seattle where dozens of micro-apartment developments have been built in the past three years. Other emerging hotspots include San Francisco, Boston, Providence, Portland and New York.</span></p> <p dir="ltr"><span><br /></span></p> <h2><span id="docs-internal-guid-4d881ce3-ac65-f869-f84d-0f7a2b57a62d"><span>2. Affordable Housing Option</span></span></h2> <p><span id="docs-internal-guid-4d881ce3-ac66-29a2-8191-6f999f1d39c2"><span>The main draw of micro-apartments is affordability. Rent for single bedroom and studio apartments are skyrocketing, especially in our largest cities, making housing nearly inaccessible for the vast majority of residents. Micro-apartments are designed to combat this issue by providing more affordable housing options. According to Eric Bunge, a partner with nARCHITECTS, over 70% of households consist of singles or couples, so micro-apartments are clearly providing a long sought-after housing solution.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-4d881ce3-ac66-520e-f6c7-bcc34a416447"><span>3. Efficiency and Innovation</span></span></h2> <p><span id="docs-internal-guid-4d881ce3-ac66-8e96-a26e-243911d21cc3"><span>Micro-apartments are designed with great purpose, and in their clever, functional design lies their artistry. Designers of these units focus on flexible features including banquette lids that open for storage space, dining room tables that turn into beds, excess vertical spaces to hold shelves, and so much more. &nbsp;Micro-apartments make use of every last inch of space for a sustainable, innovative living arrangement. It&rsquo;s a game of architecture </span><span>Tetris</span><span>.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-4d881ce3-ac66-c4ed-c349-a394059344aa"><span>4. Time to Be Flexible</span></span></h2> <p><span id="docs-internal-guid-4d881ce3-ac66-f70d-2c73-079042996d3f"><span>While these tiny apartments are extremely livable, they take considerable adjustment, often more than residents expect. When you move into a home that&rsquo;s about the size of a large walk-in closet, your lifestyle is forced to change. While a transition to a micro-apartment can be challenging, it often encourages residents to make positive lifestyle changes, like walking to work and spending more time out of the house.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-4d881ce3-ac67-1683-ec68-e5f49d727557"><span>5. Hotspot for Seniors</span></span></h2> <p><span id="docs-internal-guid-4d881ce3-ac67-478c-5e6b-30eb18880e79"><span>While people tend to lump micro-apartments into the Millennial population, micro-apartments are becoming increasingly popular with seniors as well. As empty-nesters look to downsize their full-sized homes, they often set their sights on more modest, simplified living situations. Micro-apartments provide an affordable, low maintenance housing option that older couples find highly desirable.</span></span></p> <p>&nbsp;</p> <p><span id="docs-internal-guid-4d881ce3-ac67-6f3e-cc67-24f7de881479"><span>As micro-apartments continue to create a buzz in the real estate industry, we&rsquo;ll continue to keep tabs on how this exciting trend is taking shape within our cities. If you&rsquo;re still wondering, </span><span>&ldquo;What is a micro-apartment?</span><span>&rdquo; or would just like to learn more, contact Re/Max Results at </span><a href=""><span></span></a><span>.</span></span></p><p></p> RE/MAX Results Results How to Rehab a House: Essential Tips for Beginners <p>Posted by RE/MAX Results Results on Jun 12, 2017</p><p><span id="docs-internal-guid-b61b2d65-9cf7-7b66-8ba0-ccf78624c926"><span><img src="" alt="Image result for rehab a house" width="394" height="274" /></span></span></p> <p>&nbsp;</p> <p><span id="docs-internal-guid-b61b2d65-9cf7-a82d-4d00-48e49156e3fb"><span>Whether you&rsquo;re a real estate investor or looking for a new home, </span><span>rehabbing a house</span><span> can be a great investment opportunity. House rehabs can be expensive, but proper planning and execution will keep budgets and timelines in check. Approaching it with a systematic process will help you be more prepared in case things don&rsquo;t go exactly to plan. Here are a few tips to beginners for the rehabilitation of a house.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-b61b2d65-9cf9-f189-3d2b-a10047e6d617"><span>Home Inspection</span></span></h2> <p dir="ltr"><span>Inspect the entire property and make a list of what is in good condition and what needs the most work. If you have the means, be sure to have a professional inspector walk with you to point things out you may not know to look for. A typical inspection includes:</span></p> <p dir="ltr">&nbsp;</p> <ul> <li dir="ltr"> <p dir="ltr"><span>Heating/Cooling Systems</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Plumbing/Electrical Systems</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Roof/Attic</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Walls</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Ceilings</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Floors</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Windows</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Exterior/Siding</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Foundation/Basement</span></p> </li> </ul> <div><span id="docs-internal-guid-b61b2d65-9cfa-7fa4-9878-3f9f0296bfa0"><span>Once you have done a thorough inspection and made a list, create a checklist of what needs to be rehabilitated.</span></span></div> <div> <h2 dir="ltr"><br />Budget</h2> <p dir="ltr"><span>Create an itemized budget for each repair, and include a buffer for potential unanticipated problems. If the cost of your repairs goes beyond your budget, you will have to prioritize your repair list and possibly hold off on some of the items until a later time.</span></p> <p dir="ltr">&nbsp;</p> <p dir="ltr"><span>If you are looking to sell your property, consider how much you may be able to sell the property for in comparison to what you are putting into repairs.</span></p> <p dir="ltr">&nbsp;</p> <h2 dir="ltr"><span id="docs-internal-guid-b61b2d65-9cfc-f44c-c145-56287c483115"><span>Contractor</span></span></h2> <p dir="ltr"><span>Working with an experienced contractor will help make </span><span>rehabbing a house</span><span> go smoothly and to code. Take your time when searching for your contractor and be sure to put together questions to ask before hiring them for the project. Questions should include:</span></p> <p dir="ltr">&nbsp;</p> <ul> <li dir="ltr"> <p dir="ltr"><span>What experience do they have?</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Do they have their own equipment?</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>What type of licensing do they have?</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Will they be using subcontractors?</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>What referrals do they have?</span></p> </li> </ul> <p dir="ltr">Before beginning any work, contractors should submit a formal bid for the cost of the work, and you can do a walk-through of the property together to go over your budget and repair list. Making sure everyone is on the same page is important to keep the process smooth.</p> <p dir="ltr">&nbsp;</p> <h2 dir="ltr"><span id="docs-internal-guid-b61b2d65-9cfd-9169-6961-dc7979bfeb2d"><span>Permits</span></span></h2> <p dir="ltr"><span>Be sure to contact your city&rsquo;s zoning and building department to determine what permits you need in order to prevent building violations. Permits will vary based on what kind of work you&rsquo;re doing. Some contractors will take care of securing permits for their work, so make sure you discuss who will be in charge of getting any necessary permits.</span></p> <p dir="ltr">&nbsp;</p> <p><span id="docs-internal-guid-b61b2d65-9cfd-df68-e649-bf4c4bf656f2"><span>When you&rsquo;re in the process of </span><span>rehabilitating a home</span><span>, things don&rsquo;t always go entirely as planned. But if you go into it with a plan, a budget, and a positive attitude you can successfully </span><span>rehabilitate a home</span><span> for your own personal use or to sell for a profit!</span></span></p> </div><p></p> RE/MAX Results Results Millenials and Home Buying: 3 Trends for 2017 <p>Posted by RE/MAX Results Results on May 23, 2017</p><p><img src="" alt="" /></p> <p>&nbsp;</p> <p>A new generation of homebuyers is entering the market &mdash; the Millennials. Relative to other generations, Millennials have been hesitant to purchase homes as they have reached their 20s and early 30s. High student debts, low paying entry-level jobs and rising home prices have all contributed to the reliance on rentals. Fortunately for Millennials, and anyone looking to sell their homes, that is all set to change in 2017.</p> <p>&nbsp;</p> <p>According to analysts at the <a href="">National Association of Real Estate Agents</a>, Millenials made up the largest group of homebuyers at 35%, a figure that is sure to grow in the coming year. As Millennials grow older, they are beginning to find themselves in a position to purchase real estate for the first time. Millenials and home buying don&rsquo;t seem like opposites after all. Here&rsquo;s why the new kids on the block are finally in a position to purchase:</p> <p>&nbsp;</p> <h2>Boomer Downsizing</h2> <p>As the majority of Millennials have moved away from home, Baby Boomer parents are adapting to the empty nesting lifestyle. Without the kids to take up rooms in the home, it might feel like the living space has doubled in size. A bigger home is always better, right? Not for everyone. In fact, many Baby Boomers are looking to move into a smaller home that is easier to clean and decorate.</p> <p>&nbsp;</p> <p>Of course, every parent is different, and some are sure to enjoy their newly realized expansive square footage. On the other hand, some Boomers are using their home investment to move somewhere smaller and pocketing the difference in home equity. This leads to more real estate options on the market for younger people, who dream of the property owning lifestyle as much as any other generation.</p> <p>&nbsp;</p> <h2>Career Advancement</h2> <p>Many Millennials entered the job market during the height of the recession &mdash; an event that left a lasting impression on fiscal confidence. As the years have passed, the job market has grown, along with Millennials&rsquo; career ambitions. The oldest members of this generation are in their early 30s and not trying to get their foot in the door any longer. Career doors are opening for many Millenials, which means home doors are as well.</p> <p>&nbsp;</p> <p><img src="" alt="" /></p> <p>&nbsp;</p> <p>Minnesota is an especially promising real estate market for Millenials. As highlighted in the Business Insider map above (one that counts college-age students, bringing down income figures), Minnesota Millenials are among the top earners in the country. The healthy job market means that Millenials are increasingly able to progress in their careers and earn enough to realize home owning ambitions.</p> <p>&nbsp;</p> <h2>Changing Attitudes</h2> <p>Purchasing a home is a significant milestone in a person&rsquo;s life, but it often comes after other important life events. Before homes are even on the radar, events like marriage, having children and career stability tend to take priority. After all, it doesn&rsquo;t make much sense to buy a home if you don&rsquo;t know who to share it with.</p> <p>&nbsp;</p> <p>One reason 2017 a promising year for Millennial home purchases is the fact that this generation is transitioning from the young adult stage of their lives to the adult stage. As mentioned before, the oldest Millennials are in their 30s&nbsp; &mdash; a time in life that&rsquo;s ideal for settling down and starting a family. The generation that made it acceptable to live in their parents&rsquo; basement in their early 20s is beginning to get basements of their own.</p> <p>&nbsp;</p> <p>Millenials may have had a slow start in the real estate market, but they are set to take it by storm in 2017. This generation isn&rsquo;t just made up of kids anymore, and they share the same home owning dreams of Generation X and the Baby Boomers. If you&rsquo;re in the market to sell your home, this is great news. The pool of potential buyers is changing every year, and this year brings a new crowd. If you&rsquo;re part of this generation, be sure to <a href="">do your homework</a> before starting your home search. There are great deals to be had, you just need to know what to look for!</p><p></p> RE/MAX Results Results What Is Homeowner’s Insurance and What Does It Cover? <p>Posted by RE/MAX Results Results on May 16, 2017</p><p><span id="docs-internal-guid-fccb6986-11ea-f768-e081-507f0ff224db"><span><img src="" alt="" width="408" height="272" /></span></span></p> <p>&nbsp;</p> <p><span id="docs-internal-guid-fccb6986-11e7-9a2b-eae6-e5e486d2d178"><span>Whether you&rsquo;re shopping for your first home or looking for your next one, having the proper homeowner&rsquo;s insurance coverage is crucial. But the question many new homebuyers have is: </span><span>what exactly is homeowner&rsquo;s insurance</span><span>?</span></span></p> <p>&nbsp;</p> <h2>Private Residence Coverage</h2> <p dir="ltr"><span>Homeowner&rsquo;s insurance (HOI), also known as home insurance or property insurance, is insurance coverage for a private residence that combines a variety of protections. It is designed to protect against damages to the home itself (the interior and exterior), possessions within the home, and to provide liability coverage against accidents on the property. </span></p> <p><span><span><br /></span></span></p> <p dir="ltr"><span>Currently in the United States there are seven standard forms of home insurance ranging from HO-1 to HO-8, and each level has varying degrees of protection based on the homeowner&rsquo;s needs.</span></p> <p><span><span><br /></span></span></p> <p dir="ltr"><span>Homeowner&rsquo;s insurance coverage needs are based on a variety of factors, and one in particular is location. For example, if someone lives in an area of the country that is prone to earthquakes or hurricanes, adding policies that cover those natural disasters would be a good move.</span></p> <p><span id="docs-internal-guid-fccb6986-11e8-31b1-3e21-9e63dd67aaf4"><br /><span>Other forms of insurance such as as renter&rsquo;s insurance, designed for renters, only cover the possessions of the renter and certain events that are not covered in the home insurance held by the property owner.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-fccb6986-11e8-7375-c470-b6992ff5cbfc"><span>What Does Homeowner&rsquo;s Insurance Cover</span><span>?</span></span></h2> <p dir="ltr"><span>The standard homeowner&rsquo;s insurance policies include four essential coverage types:</span></p> <p><span><span><br /></span></span></p> <ol> <li dir="ltr"> <p dir="ltr"><span>Coverage for the structure of your house</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Coverage for your personal belongings</span></p> </li> <li dir="ltr"> <p dir="ltr"><span>Liability protection</span></p> </li> <li dir="ltr"><span>Additional living expenses in the case of an insured disaster</span></li> </ol> <h3><span id="docs-internal-guid-fccb6986-11e9-0a81-c7b5-c59dd7cfa2fc"><span>Structure of Your House</span></span></h3> <p><span id="docs-internal-guid-fccb6986-11e9-58f3-716e-bdbe34c9c275"><span>If your home is destroyed or damaged due to a fire, hurricane, hail, lightning or other disasters listed in your policy, your home insurance will pay to rebuild or repair your home.</span></span></p> <p>&nbsp;</p> <h3><span id="docs-internal-guid-fccb6986-11e9-9a77-0975-af2d2390b2b6"><span>Personal Belongings</span></span></h3> <p><span id="docs-internal-guid-fccb6986-11e9-dd49-38ee-4a2ae3868a25"><span>The typical coverage on your personal belongings (clothes, furniture, electronics, etc) is usually based on a home inventory that you conduct yourself. Your items are covered in case of fire, theft, or other insured instances.</span></span></p> <p>&nbsp;</p> <h3><span id="docs-internal-guid-fccb6986-11ea-0125-40af-37ca471b62e2"><span>Liability</span></span></h3> <p><span id="docs-internal-guid-fccb6986-11ea-345b-9913-71cfa3693959"><span>Liability coverage is put in place to cover potential claims stemming from accidents on your property, such as slipping on an icy sidewalk. This includes lawsuits and damages as well.</span></span></p> <p>&nbsp;</p> <h3><span id="docs-internal-guid-fccb6986-11ea-5638-ccef-9c4059f583a6"><span>Additional Living Expenses (ALE)</span></span></h3> <p dir="ltr"><span>ALE covers the additional living costs that accrue from an insured accident or disaster. This includes all bills over your typical living expenses, such as hotel fees, that accumulate while you cannot live in your home.</span></p> <p><span id="docs-internal-guid-fccb6986-11ea-b3d2-1736-caa793c76504"><br /><span>Keep in mind that every home insurance policy is different, will have varying levels of coverage, and should be carefully considered based on your needs. Working with a qualified insurance agent will ensure you find the policy you need to cover your home and belongings in the most cost effective way. Contact your RE/MAX Results agents today for some local recommendations.</span></span></p><p></p> RE/MAX Results Results Preparing Your Garden for Spring <p>Posted by RE/MAX Results Results on May 9, 2017</p><p><span id="docs-internal-guid-ac95d4c8-ede0-fded-def1-b494af353bdf"><span><img src="" alt="" width="440" height="293" /></span></span></p> <p>&nbsp;</p> <p><span id="docs-internal-guid-ac95d4c8-eddd-16f3-fdcc-072a51d88b14"><span>Spring brings the perfect opportunity to begin sprucing up your garden by taking advantage of the beautiful weather and heavy rains. Whether you are a seasoned gardener or are looking to develop your green thumb, there are a few things you can do in </span><span>preparing your garden for spring</span><span> planting this season.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-ac95d4c8-eddd-3ec5-bef7-a8ab6f20f101"><span>Clean Up Your Garden</span></span></h2> <p dir="ltr"><span>Begin by clearing your garden beds or greenhouse of items that accumulate over the winter months. This includes branches, leaves, and other debris. </span></p> <p><span id="docs-internal-guid-ac95d4c8-eddd-79e7-31ff-f6d0fa946106"><br /><span>If you have a greenhouse, make sure you disinfect even the tiniest nooks and crannies where pests and diseases can be living. Be sure to also wash your pots and seed trays to help prevent diseases on your spring plants.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-ac95d4c8-eddd-b518-2907-f5f4a44791b9"><span>Purchase Summer Flowering Bulbs and Seeds</span></span></h2> <p><span id="docs-internal-guid-ac95d4c8-eddd-f545-3b7b-8d77df5c76c6"><span>There is a large variety of summer blooming flowers and other plants that can be planted in early spring to beautifully blossom this coming summer. Check with your local garden store or greenhouse for recommendations for your area.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-ac95d4c8-edde-1ac4-4ed1-0df66dfe9f6b"><span>Prep the Soil</span></span></h2> <p><span id="docs-internal-guid-ac95d4c8-edde-54f5-6065-8bb4ae54ce12"><span>Loosening up the soil and using proper fertilization will set up your garden for a productive and lush season. The compost or fertilizer you use will provide your garden with the nutrients and organic matter it needs to nourish your plants and handle water.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-ac95d4c8-edde-7fb3-5e02-2d00c3df2872"><span>Clean Garden Tools</span></span></h2> <p><span id="docs-internal-guid-ac95d4c8-eddf-7d62-d13b-8c572bf65ed0"><span>Your garden tools have remained dormant all winter, which means they can use a good cleaning and sharpening! Scrub them down with warm soap and water, and sharpen them either professionally or with home sharpening tools to make gardening easier. Maintaining your tools prevents potential disease in your plants and the need to replace tools in the future.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-ac95d4c8-eddf-a513-5aa2-3036551bc4c9"><span>Composting</span></span></h2> <p dir="ltr"><span>If you haven&rsquo;t composted in the past, now is a great time to start. Compost bins can be made with any spare pieces of wood, or you can purchase a ready-made compost bin from any hardware store or nursery. You can deposit your garden and kitchen leftovers such as grass clippings and vegetable peelings to benefit your plants once they break down into ultra nutrient rich soil. </span></p> <p><span id="docs-internal-guid-ac95d4c8-eddf-d7f0-945b-6f5196e5ad56"><br /><span>Once you have your beautiful garden blooming, don&rsquo;t forget to keep up with weeding, watering, and ridding your plants of drooping or fading flowers from the green stem. Follow these easy </span><span>spring gardening tips</span><span> and keep your plants healthy and lush all season long!</span></span><span><span><br /></span></span></p><p></p> RE/MAX Results Results How Do Property Taxes Actually Work? <p>Posted by RE/MAX Results Results on May 2, 2017</p><p><span id="docs-internal-guid-ed5e5dff-c9c5-1a49-3ad1-922667db8aa5"><span><img src="" alt="" width="624" height="416" /></span></span></p> <p>&nbsp;</p> <p><span id="docs-internal-guid-ed5e5dff-c9c2-4139-2778-bfb331723ced"><span>One of the most common expenses related to homeownership &mdash; other than your mortgage payment &mdash; is property taxes. While some people are intimately familiar with the ins and outs of property taxes, the details can leave many others asking: So </span><span>how do property taxes actually work</span><span>? If you fall into the latter classification, read on for a property tax primer.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-ed5e5dff-c9c2-6da3-a582-151a08916890"><span>What Are Property Taxes?</span></span></h2> <p dir="ltr"><span>Property taxes are fees levied by your local government, usually on a county level, on your property. Your property includes your home itself as well as the plot of land it is located on.</span></p> <p dir="ltr">&nbsp;</p> <p><span id="docs-internal-guid-ed5e5dff-c9c2-a41d-b2ec-c96a9cb841fe"><span>How much you pay in property taxes is based on the assessed value of your property. The more your property is worth, the higher your tax fee.</span></span></p> <p>&nbsp;</p> <h3><span id="docs-internal-guid-ed5e5dff-c9c2-d1fb-ffd4-eab5682cf43b"><span>Why Do We Pay Property Taxes?</span></span></h3> <p><span id="docs-internal-guid-ed5e5dff-c9c3-10d4-9ce3-464b223f4c29"><span>Property taxes are used by the government to pay for essential services like road maintenance, fire and police protection, and sewage treatment.</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-ed5e5dff-c9c3-3066-5e7c-5740cf9a89e4"><span>How Are Property Taxes Assessed</span><span>?</span></span></h2> <p dir="ltr"><span>A local or county assessor makes an assessment on the market value of your property each year. This amount is what your property is estimated to be worth and would likely sell for if put on the market. This amount can fluctuate from year to year based on real estate market conditions.</span></p> <p dir="ltr">&nbsp;</p> <p><span id="docs-internal-guid-ed5e5dff-c9c3-67fa-ceca-77c462981210"><span>Property taxes are usually determined by multiplying the property </span><span>tax rate</span><span> for your area by the current market value of your property. For example, if your property is assessed at $250,000 and the local property tax rate is 8%, your property taxes for the year would be $20,000 (250,000 x .08).</span></span></p> <p>&nbsp;</p> <h2><span id="docs-internal-guid-ed5e5dff-c9c3-9558-bf1b-fbc73f95f1eb"><span>How to Pay Your Property Taxes</span></span></h2> <p dir="ltr"><span>Property taxes are usually due twice a year. You should receive a statement in the mail once a year showing your assessed property taxes, when they are due, and where to send your payment. If you aren&rsquo;t sure when yours are due, you can check that information on your local government&rsquo;s website.</span></p> <p dir="ltr">&nbsp;</p> <p><span id="docs-internal-guid-ed5e5dff-c9c3-ccbd-5b71-2a1c4ddaad28"><span>Property taxes are most commonly paid by your loan provider on your behalf. This is done using something called an escrow account.</span></span></p> <p>&nbsp;</p> <h3><span id="docs-internal-guid-ed5e5dff-c9c3-ef60-7dc6-09901b2348dd"><span>How Does an Escrow Account Work?</span></span></h3> <p dir="ltr"><span>An escrow account will be set up by your lender as part of your home loan, and a portion of your loan payment each month will go towards funding that account. The funds in the escrow account are used by the lender to pay the property taxes when they are due.</span></p> <p dir="ltr">&nbsp;</p> <p dir="ltr"><span>Most loan providers require that borrowers set up an escrow account with them as a condition of approval. This serves as an assurance to them that the property taxes will be paid in full and on time when they are due, thus reducing their risk.</span></p> <p dir="ltr">&nbsp;</p> <p><span id="docs-internal-guid-ed5e5dff-c9c4-29cd-777a-e089002a8596"><span>Understanding property taxes and any other facet of homeownership shouldn&rsquo;t be a mystery. You can count on your RE/MAX Results agent to help you with any questions regarding the home buying process. Contact us to find your next home today!</span></span><span><span><br /></span></span></p><p></p> RE/MAX Results Results How to Stage a Home for Sale: The Do’s and Don’ts Simplified <p>Posted by RE/MAX Results Results on Apr 27, 2017</p><p><img src="" alt="" /></p> <p>&nbsp;</p> <p>You&rsquo;re ready to sell your home, which means it&rsquo;s time to prepare it for potential buyers to tour. But where do you begin? Preparing a home for the market involves a lot more than simply tidying up, but it certainly does not require you to remodel your kitchen. Here is a list of some important factors to consider when staging your home, and several things to avoid:</p> <p>&nbsp;</p> <h2>The Do&rsquo;s of Staging a Home</h2> <h3>Curb Appeal</h3> <p>The outside of your home is the first thing that potential buyers see, which means that it&rsquo;s being judged before anyone passes through the front door. Plant flowers, mow the lawn, pull weeds, paint the shutters, clean windows, and make other small repairs to make the front of your home look just as beautiful as the inside.</p> <p>&nbsp;</p> <h3>Clean &amp; Declutter</h3> <p>Cleaning is an obvious suggestion; however, this doesn&rsquo;t mean vacuuming around the furniture. Dust, vacuum every room, make beds, clean counters, take out the garbage/recycling, and most importantly make sure each room is free of superfluous items that are distracting. Mail, laundry, shoes, or anything that is typically left sitting out should be hidden.</p> <p>&nbsp;</p> <h3>Keep Your Home Neutral</h3> <p>While removing personal items may seem petty, potential buyers need to picture themselves living in your home. Put away family photos and any other aspects of your home that may stand out as an eclectic personal style choice. This includes loud paint colors, as well as larger pieces of furniture. When it comes to staging a home for sale, less is more.</p> <p>&nbsp;</p> <h2>The Don&rsquo;ts of Staging a Home</h2> <h3>Major Renovations</h3> <p>Making huge changes to your home could end up costing you more money in the end; if you decide to remodel your kitchen in a way that doesn&rsquo;t appeal to your buyers, the house could take longer to sell or be sold for less than what it&rsquo;s worth. If small repairs are necessary such as replacing the floors, painting, or changing outdating fixtures, those are far more important than dropping major dollars on a huge renovation.</p> <p>&nbsp;</p> <h3>The House Will Not Sell Itself</h3> <p>Don&rsquo;t assume that your house doesn&rsquo;t need to be spruced up as much as possible to sell. The real estate market is a game, and you should focus on making your home the most desirable one buyers will tour. In addition to cleaning and making small repairs, make your home welcoming to the potential new occupants.</p> <p>&nbsp;</p> <h3>Don&rsquo;t Do It Alone</h3> <p>Ask for help! If you&rsquo;re clueless on how to stage a home, you&rsquo;re definitely not alone. Avoid spending top dollar on new furniture or making repairs you don&rsquo;t need to make by hiring a professional to come in and find a way to use the space you have the most effectively. &nbsp;Hiring a professional will save you more money in the end and put your home at the top of the list for buyers.</p> <p>&nbsp;</p> <p>If you would like more information on staging a home for sale or are interested in hiring a professional stager, contact your RE/MAX Results agent today!</p><p></p> RE/MAX Results Results 5 Relocation Questions to Consider Before You Make the Move <p>Posted by RE/MAX Results Results on Apr 20, 2017</p><p><img src="" alt="" /></p> <p>&nbsp;</p> <p>Are you thinking about moving to a new home or a different part of the country? Relocating is a huge decision and can be a monumental moment in your life, so it deserves careful thought and consideration beforehand. We&rsquo;ve collected our most popular questions to consider before moving to a new city here so you can start the research process on the right foot.</p> <p>&nbsp;</p> <h2>1. Can I afford it?</h2> <p>In the excitement that comes with big life changes such as the prospect of moving to a new city, individuals often neglect financial considerations. Remember to work through financial logistics &mdash; from real estate prices to average local salaries &mdash; before you decide to relocate. Some things to consider:</p> <p>&nbsp;</p> <ul> <li>What&rsquo;s the cost of living there? Will your new/potential salary be able to accommodate for any changes?</li> <li>What will your total housing costs and debt payments be with the move?</li> <li>How much will it cost to furnish and maintain your new home and transport your old belongings?</li> </ul> <p>Unfortunately, finances can make or break your relocation plans. Still unsure if you can swing it? Check out a <a href="">cost of living calculator</a> to get a better feel for how feasible this move would be on your budget.</p> <p>&nbsp;</p> <h2>2. What&rsquo;s the community like?</h2> <p>You&rsquo;ll want to do substantial research on the region before you agree to move. If you are moving for a new job, what is there in the new city to keep you happy outside of work? Especially if you have a family, relocation is never a casual decision. It&rsquo;ll mean new schools for your children and a total lifestyle change (and new job) for your partner. If your partner isn&rsquo;t on board, it&rsquo;s back to the drawing board. Some things to consider:</p> <p>&nbsp;</p> <ul> <li>What is the weather like? Can you handle a frigid Minnesota winter or a humid Florida summer?</li> <li>Is the culture of the city a good match for you and your family?</li> <li>Where will your kids go to school? Does the school system have a good reputation?</li> <li>What kind of real estate could you get there? Are you looking for a quiet neighborhood with a large backyard or a thriving metropolitan area?</li> </ul> <p>Are you in close proximity to amenities like medical centers, restaurants and grocery stores?</p> <p>&nbsp;</p> <h2>3. Do I know anyone that lives where I&rsquo;m going?</h2> <p>Moving can be a thrilling process, filled with uncertainty and new adventures. While not necessary, having at least one friend or family member in your new location can be a significant plus. Not only does it tether you to something familiar, loved ones provide a safety net and source of helpful information if anything goes amiss. Whether you are looking for a school recommendation for your kids or an &ldquo;in&rdquo; to local social engagements, a friend who knows the area can help you out.</p> <p>&nbsp;</p> <h2>4. What is my goal for moving out there?</h2> <p>Before you relocate, you&rsquo;ll want to do some serious self-reflection.</p> <p>&nbsp;</p> <ul> <li>What will you lose with a move?</li> <li>What will you gain by moving to this new city?</li> <li>Do you have a backup plan if things don&rsquo;t work out?</li> <li>How long do you want to stay there?</li> </ul> <p>Individuals with flexible lifestyles can often get away with a more spontaneous move, but if you have a family and/or a secure job, you need answers to all these questions before you proceed.</p> <p>&nbsp;</p> <h2>5. Will this move make me and my family happy?</h2> <p>If you&rsquo;ve been romanticizing the San Francisco Bay or the bustling streets of NYC for your entire life, it can be difficult to tell if this dream locale will actually mesh with your personality and lifestyle. If possible, consider taking an extended vacation to sample what your life would look like in this new area. Some families may even consider renting a furnished home or apartment for a few months before taking the leap.</p> <p><br /> You know yourself best. Do you struggle with change? Or do you quickly adapt to new situations and communities? At the end of the day, you and your family&rsquo;s happiness is top priority. Every move causes stress and requires significant adjustment for all parties, but if you&rsquo;ll be better off in the long term, then it&rsquo;s worth it.</p><p></p> RE/MAX Results Results